Loans & lines of credit

Ready access to cash and flexible loan terms promote business longevity throughout times of growth or change, while preparing your business for its future. Our variety of loan and credit options provide working capital and improve cash flow to keep your business moving along its journey.

Ready to invest in your business? Explore our lending solutions.

Term Loan

For established businesses to finance one-time investments (purchase new equipment or expand your operations).

LOAN AMOUNT

Starting at $50,001

FINANCING TERMS

Convenient, up to 10 years

INTEREST RATES

Competitive, fixed and variable rates

Line of Credit

Ideal for business looking to gain access to short-term funding (operational expenses or cash flow management).

LINE AMOUNT

Starting at $10,000

REVOLVING TERMS

1-2 years, with potential to renew

INTEREST RATES

Competitive, variable rates

Commercial Real Estate Loans

Preserve your cash flow while finding funds for expansions, purchases, and renovations for your business.

LOAN AMOUNT

Starting at $25,000

FINANCING TERMS

Up to 25-year amortization

INTEREST RATES

Competitive, fixed and variable rates

GrowNOW Ohio Loan

For qualifying small businesses to access affordable borrowing while investing in local job growth or retention.

LOAN AMOUNT

Up to $400,000

COMMUNITY COMMITMENT

Create and retain jobs in Ohio

INTEREST RATES

as low as 5.75%*

Acquisition Financing

Plan with us from the start to get the right financing with the right terms to secure your future.

FINANCING TERMS

Convenient, flexible up to 10 years

OPTION CONSIDERATION

Employee Stock Ownership Plan (ESOP)

COMMUNITY BANK DIFFERENCE

Partnership with trusted, local decision makers

SBA Loans

Financing to merge or acquire a business, for new equipment purchases, or as working capital for expansion.

LOAN AMOUNTS

up to $5.5 million (depending on loan program)

FINANCING OPTIONS

Longer terms, and lower down payments

INTEREST RATES

Competitive, fixed and variable rates

*Interest rates and program terms are subject to change.

Looking for individualized guidance on what financing is best for your business?

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