Loans & lines of credit
Ready access to cash and flexible loan terms promote business longevity throughout times of growth or change, while preparing your business for its future. Our variety of loan and credit options provide working capital and improve cash flow to keep your business moving along its journey.
Ready to invest in your business? Explore our lending solutions.
Term Loan
For established businesses to finance one-time investments (purchase new equipment or expand your operations).
LOAN AMOUNT
Starting at $50,001
FINANCING TERMS
Convenient, up to 10 years
INTEREST RATES
Competitive, fixed and variable rates
Line of Credit
Ideal for business looking to gain access to short-term funding (operational expenses or cash flow management).
LINE AMOUNT
Starting at $10,000
REVOLVING TERMS
1-2 years, with potential to renew
INTEREST RATES
Competitive, variable rates
Commercial Real Estate Loans
Preserve your cash flow while finding funds for expansions, purchases, and renovations for your business.
LOAN AMOUNT
Starting at $25,000
FINANCING TERMS
Up to 25-year amortization
INTEREST RATES
Competitive, fixed and variable rates
GrowNOW Ohio Loan
For qualifying small businesses to access affordable borrowing while investing in local job growth or retention.
LOAN AMOUNT
Up to $400,000
COMMUNITY COMMITMENT
Create and retain jobs in Ohio
INTEREST RATES
as low as 5.75%*
Acquisition Financing
Plan with us from the start to get the right financing with the right terms to secure your future.
FINANCING TERMS
Convenient, flexible up to 10 years
OPTION CONSIDERATION
Employee Stock Ownership Plan (ESOP)
COMMUNITY BANK DIFFERENCE
Partnership with trusted, local decision makers
SBA Loans
Financing to merge or acquire a business, for new equipment purchases, or as working capital for expansion.
LOAN AMOUNTS
up to $5.5 million (depending on loan program)
FINANCING OPTIONS
Longer terms, and lower down payments
INTEREST RATES
Competitive, fixed and variable rates